Junior Credit Risk Analyst, Porto Porto

Junior Credit Risk Analyst, Porto
Porto
Porto, Porto District, Portugal

The Credit Risk Analyst position will be part of the Credit Analyst Risk team, which covers all major sectors for the Americas such as Structured Credit (Project Finance, Global Trade, Fund Financing, Securitization, Leveraged Finance), Financial Institutions (Banks and Insurance), Funds (Hedge Funds, Asset Managers, Private Equity and REITS), Real Estate and Corporates.

The Credit Risk team is considered the second line of defense at Natixis, and accordingly, the focus will be on the assessment and underwriting of the Credit Risk which is supported by the formulation of a written Risk Opinion, which may be presented to Credit Committee.

Essential Duties and Responsibilities

The Credit Analyst will be responsible for providing analysis for the Americas platform including US, Canadian and Latam markets of the sector she/he will be covering; the role will include, but will not be limited to:

• Prepare written risk opinions and analysis; articulate a convincing case in support of the risk opinion; and challenge the First Line of Defense analysis when appropriate;
• Present to Senior Management and Credit Committees when required;
• Conduct client due diligence calls; professionally represent the bank with clients;
• Recommend Credit terms and conditions within Trading Documentation (e. g. ISDA, MRA and MSLA’s);
• Work with those on the Business side including Sales desk.
• Stay connected with industry trends and macro issues which may impact the portfolio; be able to recommend changes or action impacting specific clients or groups of clients;
• Have a good understanding of the regulatory environment that each of our counterparts operates in.

Qualifications

• Master’s Degree from an accredited university/college required in Finance, Accounting, Economics or other
  - related discipline.
• Fresh out of university or light experience.
• Fluency in English is mandatory (C1 or C2).
• Proficiency in MS Office products including extensive knowledge of MS Excel.
• Self-directed with the ability to learn quickly.
• High degree of integrity and strong work ethic.
• Knowledge of financial analysis, credit products and credit risk processes.

We will only consider English CV's.

At Natixis, we are committed to fostering a working environment where each and every one of our people is treated with dignity and respect and where every voice is heard. Our differences make us collectively stronger and are a source of fulfilment, innovation and performance.

In the framework of its Diversity, Equity & Inclusion policy, Natixis in Portugal has implemented a Blind CV Screening process, with the purpose of reducing hiring bias. A blind CV excludes any personal details which refer to the applicant’s gender, age or ethnicity. When applying for our positions, please submit a blind CV, that is, with no picture, name, gender, age, nationality, ethnicity and address. Your personal statement, work experience, courses and certifications, education, skills and contact information is what matters to us.