Head, Central Liability Department Bragança

Head, Central Liability Department
Bragança
Bragança, Bragança, Portugal

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a
- rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

Position Title: Head, Central and Liability

Job Summary:

• Manages directly the functions/activities of the Central Liability Unit to ensure that the goals of the unit arising from its various responsibilities are met. Supervises the Officers & Staff who are tasked with earmarking and allocation of omnibus lines and
  - user limits prior to loan booking to ensure compliance with established credit policies and procedures. Attains the department’s objectives by exercising the managerial functions of planning, organizing, implementing, and controlling the activities of the unit.

Role Exposure:

• Reviews and validates the information gathered by the Central Liability Assistant in the Earmarking Request Form to ensure correctness and compliance with the approved credit line facilities in LASER and Customer Credit Line Review Report.
• Coordinates with OPG-LOD/TFOD and/or Lending Units on issues related to limits management that require immediate resolution.
• Sends earmarking results to OPG-LOD/TFOD and concerned Lending Units, ensuring that service delivery is within the acceptable period and that earmarking requests for the day are processed and delivered to the respective units.
• Ensures that excess availments against approved credit lines are monitored and unauthorized breaches are addressed daily.
• Investigates each account reflected in the Summary of Excess Availments (LASER) and determines the reason for the excess availment in coordination with the Lending Unit and OPG-LOD/TFOD.
• Prepares a Breach Report for excess availments.
• Performs other related functions that may be assigned from time to time.

Qualifications:

• Graduate of any Business-related courses, preferably Economics, Accounting, or Finance.
• Experience as a People Manager.
• Must have a proactive approach to
  - solving and the ability to meet tight deadlines.

Other Details:

Rank: Junior Officer

Unit: Office of the President / Credit Group / Central Liability / Credit Control

Location: BGC, Metro Manila